• Types of financial institution loans:
Commercial banks supply quite a number of loans. We distinguish simple types:
A- unsecured loans online:
Through it, the financial institution agrees, for a positive length of time, to lend the undertaking the cash it needs, furnished that the borrowed quantity does now no longer exceed a positive quantity called “credit”, that is the most restriction that can not be handed at any time, and banks typically intentionally When stopping this sort of mortgage, there are conditions:
1 – The borrower ought to preserve in his contemporary account with the financial institution a positive percent ranging among 20% -10% of the fee of the credit, or as a minimum of the fee of the mortgage definitely granted.
2 – The borrower ought to pay his money owed as a minimum as soon as a year, to reveal that those loans are of the short-time period kind and that they may be now no longer used as a supply of financing for everlasting needs.
This sort of mortgage calls for the life of a assure that the borrower affords to the financial institution earlier than acquiring credit, both in some other character who undertakes to pay off the mortgage withinside the occasion the borrower stops paying or in one of the institution’s assets,
for example,
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